Financial Aid

Loans

Many students have used federal and private loans to fund a quality education that would otherwise be out of reach. King’s students far outpace the national loan repayment rate.

Federal Direct Loan Programs

By completing the FAFSA, students are automatically eligible to take out loans in their name through the Direct Stafford Loan Program. All students are pre-approved, and no credit check is required. Students with financial need may receive a portion of their Stafford Loan as a Subsidized Loan.

First, students will need to complete entrance counseling and fill out the Master Promissory Note. Then, they will accept subsidized and unsubsidized loans in the Student Portal. For more instructions, see our step-by-step Stafford Loan Instructions.

Parents of students who have completed the FAFSA are eligible to apply for the Direct Parent PLUS Loan, to cover the student’s balance as well as indirect expenses up to the total cost of attendance, pending credit approval. If the parent’s loan application is denied, the student may borrow an additional $4,000 in their unsubsidized Stafford loan. Apply at studentloans.gov. For more instructions, see our step-by-step Parent PLUS Loan Instructions.

Private Student Loans

Higher education is an investment in your future. Private loans can be a great tool to finance that investment. Students can explore private lenders using Elm Select, a loan comparison tool. Students or parents may take out a private loan. If you are a student, you will need a cosigner with good credit.

The following is a list of popular lenders with King’s students. The King’s College does not endorse a particular lender. Students can choose any lender that best fits their needs, including ones not listed below.

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